Connect with us

Special

Bank Statement: How much balance is required for your visa application

Published

on

, Bank Statement: How much balance is required for your visa application, Frederick Nuetei

Bank Statement is considered an important document when it comes to visa application though some countries do not place much emphasis on it.

Advertisements

Many are always left asking, how much balance is OKAY? While some countries may require you to have a certain amount of money in your bank account, your circumstances may be used by other countries to determine if you have enough.

NOTE that this article treats all countries in general and separate articles for each country will be posted later on. The amount of bank balance has to do with many factors, and your conscience should be able to tell you if you have enough funds in your account.

Your balance and your travel

The amount of money you intend to spend on your trip can tell if your bank balance is OKAY or NOT. If you plan spending GHS10,000, and you only have GHS15,000, this won’t be enough. Though some countries like South Africa won’t put this into consideration, generally, such a statement isn’t considered enough because your travel is taking almost all your savings.

In Ghana, where we find ourselves, one is expected to have enough money to pay for travel cost and have more left that he will return home to. Out there, they even travel on credit cards, monies that they are yet to make. Maybe we are just not lucky. The embassies decide for us how to use our finances when it comes to travelling.

BREAKING NEWS:  John Mahama To Officially Announce Prof. Naana Jane Opoku-Agyemang As His Running Mate

So ask yourself: looking at my balance and travel cost, will the visa officer see it wise for me to spend such money on vacation? Your answer tells you that you have enough funds or not.

What’s your status?

If you are single with no dependents, then much would not be required from you. If you have other people to take care off, like your spouse, kids, and others, then you will still have to ask yourself if it makes sense to spend that much from your savings as someone with such responsibilities? If your answer is NO, then your balance isn’t okay.

Example: If you have three kids, and your spouse is unemployed, it makes no sense to spend GHS15,000 on a vacation while you have only GHS30,000. It’s only people with illegal intentions who will use the entire family savings for such a trip. You are not expected to have a specific amount, but once you consider your dependents and your entire savings, you should able to know if it’s the right time to embark on a vacation. The case is different from someone single, employed with no dependents. It’s enough for such a person.

BREAKING NEWS:  Facebook Will Ban New Political Adverts For The Week Leading Up To Election Day

Disposable Income

How much money is available to you monthly to be saved or spent? After deducting your rent, living cost, amount spent on dependents, how much money are you left with? What multiples of the money left are you spending on your trip? If after deducting all these and you are left with GHS 500, and you are spending GHS 15,000 on your trip, it means you are spending 30 months savings on your holiday. It’s advisable not to spend more than three months savings on vacation.

So no matter how much you have in your account, it’s your disposable income that is considered. If you have GHS200,000 and currently earn GHS200 monthly, you have no money. Nothing shows that you will return to Ghana to that GHS200 job.

Economic Situation

As the country’s financial troubles deepen, the more careful people are with their finances. So have a second thought about the current economic situation, take a look at your bank balance, then ask yourself if it’s wise to spend X amount of money from your balance for a trip.

Looking at the present economic status of Ghana, it’s not likely for a self-employed person with GHS20,000 to embark on a GHS10,000 vacation. That’s like collapsing whatever business you are doing just for a vacation. Only embassies who do not place so much emphasis on bank statements won’t have a problem with this. In the case of a salaried worker, this will be different.

BREAKING NEWS:  A Flight Crew Got A Huge Surprise When They Saw Two Teenagers Who Boarded A Brussels Aircraft Without Passports

Source of income

It’s not always about the balance in your account but also where the money is coming from. Though most embassies do not pay attention to transactions on a bank statement, the United Kingdom, for instance, may want to know where each cedi came from. So if you are in the habit of seeking for funds from friends to run your bank account, STOP. The moment you think of depositing funds that do not belong to you, it means you don’t have enough.

No matter how much money you have in your account, whether GHS 30,000 or GHS 3,000,000, make sure you have provided enough evidence of the source of those funds. It is better to explain why you don’t have money in your account at the time of making application and provide evidence of funds that would be available to you before your travel. Fixed Deposits, Treasury Bills and other investments are documents that can be added to a bank statement as proof of your financial status.

Click To Join Our Telegram Channel

Advertise on Fredericknuetei.com ..Send your Stories to Our WhatsApp: +233205542403


Frederick Nuetei Nortey known professionally as Frederick Nortey is a Ghanaian Celebrity Blogger and publicist.He founded fredericknuetei.com an entertainment website and blog that primarily publishes news about Ghanaian Celebrities.

Advertisement
Comments

Special

What is new in iOS 15?

Published

on

, What is new in iOS 15?, Frederick Nuetei

Apple in June 2021 introduced the latest version of its iOS operating system, iOS 15, which was released on September 20. iOS 15 introduces new features for FaceTime calls, tools to reduce distractions, a new notifications experience, added privacy features, complete redesigns for Safari, Weather, and Maps, and more.

Advertisements

Notifications have been redesigned in iOS 15, adding contact photos for people and larger icons for apps. To reduce distraction, a notification summary collects notifications together for delivery at an appropriate time and arranges notifications by priority.

This year’s update is also a bit different because you don’t have to update to iOS 15. If you’re fine with iOS 14, Apple won’t force you to make the jump to iOS 15. You’ll still receive security patches. Some people will simply dismiss iOS 15 altogether.

It seems like a small change but it actually says a lot about the current state of iOS. Apple considers iOS as a mature platform. Just like you don’t have to update your Mac to the latest version of macOS if you don’t want to, you can now update at your own pace.

BREAKING NEWS:  Man Beaten Mercilessly After Being Caught Red-Handed Trying To Sleep With His Boss Wife In Zimbabwe

iOS should also be considered as a mature platform for app developers. iOS 15 adoption will be slower than usual as people won’t necessarily update to iOS 15 right away. Apps should potentially work on older iOS versions for longer.

, What is new in iOS 15?, Frederick Nuetei

Of course, users will ‘update’ to a new version of iOS when they buy a new iPhone and replace their old iPhone.

Focusing on you instead of your phone

One of the biggest change in iOS 15 is the ability to change your Focus from Control Center. It’s a surprisingly powerful feature with a lot of options and tweaks. I would say it doesn’t feel like an Apple feature.

But it’s definitely one of the most interesting features of iOS 15. Chances are you spend a lot of time with your phone and your device requires a lot of attention from you. With this new feature, it reverses the balance and puts you back in charge.

BREAKING NEWS:  Facebook Will Ban New Political Adverts For The Week Leading Up To Election Day

‘Do Not Disturb’ users are already quite familiar with the idea that you can silence notifications when you don’t want them. If you want to keep using ‘moon mode’ with iOS 15, you don’t have to change anything.

But you can now create additional Focuses. By default, Apple suggests a few Focuses — Work, Sleep, Driving, Fitness, Gaming, Mindfulness, Personal and Reading. Each Focus is customizable to your needs and you can create new Focuses from scratch.

When you turn on a specific Focus, it basically blocks notifications by default. You can then add people and apps so that notifications from those people and apps still go through. App developers can also mark a notification as time sensitive so that it always goes through. I hope they won’t abuse that feature.

There are three more settings that you can activate. First, you can optionally share that your notifications are currently silenced in Messages and compatible third-party apps. Second, you can hide home screen pages altogether. Third, you can hide notifications from the lock screen and hide badges from the home screen.

BREAKING NEWS:  Nogokpo: What you need to know about the sacred town feared by many

Focus gets particularly interesting when you realize that you can couple specific Focuses with automation features. For instance, you can automatically turn on ‘Sleep’ at night or you can automatically turn on ‘Work’ when you arrive at work.

Power users will also have a lot of fun setting up a Focus and pairing it with a Shortcut. For instance, you could use Shortcuts to open the Clock app when you turn on Sleep mode. You get it, this new feature has a lot of depth and beta users have just started scratching the surface.

Click To Join Our Telegram Channel

Advertise on Fredericknuetei.com ..Send your Stories to Our WhatsApp: +233205542403


Continue Reading

Special

How to set your iPhone Do Not Disturb settings

Published

on

, How to set your iPhone Do Not Disturb settings, Frederick Nuetei

Do Not Disturb is a helpful iPhone setting for periods when you do not want to be interrupted, such as meetings, formal events or at night. This setting only has an effect if your iPhone is locked. 

Advertisements

You can schedule Do Not Disturb to repeat at the same time each day, and to set exceptions for certain types of calls to ring through. Understanding Do Not Disturb can help you prevent your iPhone from making unwanted disruptions in your day-to-day life. Thankfully, it’s easy to enjoy the positive parts of Do Not Disturb while still ensuring those important calls come through.

Set up Do Not Disturb

There are two ways to set up Do Not Disturb on your iPhone: turning it on and off one time, or having it turn on and off on a schedule. To turn it on just once, you can swipe up on your iPhone and press the moon button. When you’re ready to turn it off, just click the moon button again.

BREAKING NEWS:  Facebook Will Ban New Political Adverts For The Week Leading Up To Election Day

To have Do Not Disturb stick to a schedule, you’ll need to go to your settings and scroll down to Do Not Disturb. Here, you’ll have an option to schedule it to turn on and off at whatever time you’d like.

Make your exceptions

You might want to make exceptions to Do Not Disturb, like I do for my roommate and my immediate family members. To do that, you’ll want to first decide who should and should not make the list. Is it really important for all of your friends to be able to contact you while your Do Not Disturb is on? That’s your call!

BREAKING NEWS:  John Mahama To Officially Announce Prof. Naana Jane Opoku-Agyemang As His Running Mate

Open the contact card

The first step you’ll have to take is to open up the contact card of the people you want to be able to contact you even when your Do Not Disturb is on.

Edit

Click “Edit” on the contact you choose. This will allow you to change anything about the contact, including their name, number, notes, and, yes, even bypassing a Do Not Disturb order.

BREAKING NEWS:  FBI Kidnapped My Client From Dubai - Hushpuppi’s Lawyer

Emergency bypass

Next, you’ll scroll down and click “ringtone.” You’ll see an option at the very top labeled “Emergency Bypass,” which allows sounds and vibrations from that contact even when Do Not Disturb is on. It’s important to note here, that it bypasses everything. That means if you don’t have Do Not Disturb on but your ring switch is set to silent, sounds and vibrations will still come through from this person. Once you’re all set, you’ll click “Done.” Voila! Now, you won’t be disturbed — except by the people you want to be disturbed by.

Click To Join Our Telegram Channel

Advertise on Fredericknuetei.com ..Send your Stories to Our WhatsApp: +233205542403


Continue Reading
Advertisement

Follow Me

FOR ADVERTS / PROMOTION

Frederick Nuetei Network Media
P.O.Box JT 9 James-Town, Accra
Tel:      +233 20 5542 403
Email: advertise@fredericknuetei.com
             info@fredericknuetei.com

Advertisement

Subscribe to Blog via Email

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

Join 309 other subscribers

Advertisement

Breaking News

Trending